My Blog
It is week 17 of the Christmas Countdown Challenge 

In my blog this week

My five hens. My week. Allotment update. Week 17 of the Christmas Countdown Challenge. The Weekly thing you can do to save money. A Thanks for signing up for my Newsletter. Links to FREE debt management agencies if you need debt management advice. And finally, the Disclaimer.  

My five hens

My friend is still looking after them. They’re fine.  

THe Forgotten Tea Room

My week  

I’m still on holiday in Lincoln. My friend and I visited a local village and found a fantastic little Tea Room called the Forgotten Tea Room. We had a lovely Afternoon Tea for two, loads of fun, with lots of laughter and chatting, and a lovely cup of tea. It was just great to chill out.  I hope to visit Lincoln Cathedral next week.I will keep you posted. (Other tea shops are available).

Allotment update  

Great news! Hubby has told me that the seeds have started to appear already. It will be wonderful to be able to plant them.  

As you know, I am not a professional gardener. But I am just hoping that my updates will inspire you to grow your food and help save the planet. If you need professional gardening advice, try finding a local gardening expert and see if they can help you. 

Week 17 of the Christmas Countdown Challenge  

It is week 17 of the Christmas Countdown Challenge. There are 35 weeks before Christmas. If you saved £20.00 this week, you have already saved £340.00

The weekly thing you can do to save money  

Don’t forget to cancel any Direct Debit you’re not using at the moment, this could save you could save loads.

If you have any other ideas about saving money, please comment on my Facebook page https://www.facebook.com/debttalkfinancialeducation. 

Thank you     

If you have signed up for my Newsletter, please claim your free one-off 30-minute Newsletter Chat with me as a Thank You for signing up.  

I have put a few links below that you might find helpful if you need financial advice 

If you need financial advice, here are some links you might find useful: Step ChangeCitizens Advice, Money Advice Service, Christians Against Poverty (CAP), National Debt Line,  Shelter, Turn2us,    


Patricia Buckland, 459 Micklefield Road, High Wycombe, BUCKS HP13 7HZ        

Presenting as Debt Talk Ltd   

The information and education (the “material”) provided by Debt Talk Ltd (the “author” is from sources believed to be reliable, but the author makes no representation or warranty expressed or implied as to the accuracy or completeness of the material. The material is provided for assistance of the readers of my blogs, attendees of the workshops and meetings, but is not to be relied upon as authoritative or taken in substitution for the exercise of the attendees’ own skill and judgement. The author accepts no liability whatsoever for any direct, indirect, or consequential loss arising from any use of the material or information, data third party information provided by the author.    

The material provided by the author does not constitute advice for the purposes of any individual case and it cannot be a substitute for specific advice based on the circumstances of an individual case. The author wishes to make it clear that the readers of my blog, attendees of the workshops and group meetings must take specific advice tailored to their own specific circumstances and whilst the author has used reasonable skill in order to provide relevant information to the attendees relating to their eligibility for personal government entitlements, the author’s role is only to educate and therefore the author will accept no liability whatsoever for the direct, indirect or consequential loss or damage arising from any reliance placed upon their material for any purpose.