My Blog

It is week 16 of the Christmas Countdown Challenge. I am sorry this week’s blog is late.

I should have posted this blog Saturday 23rd, but I’m on holiday and was busy travelling. 

As I write all my blogs in real-time, I have postponed my post until today. But don’t worry, I will be on schedule with my next blog on Saturday 30th.  

In my blog this week.

My five hens. My week. Allotment update. Week 16 of the Christmas Countdown Challenge. The Weekly thing you can do to save money. A Thanks for signing up for my Newsletter. Links to FREE debt management agencies if you need debt management advice. And finally, the Disclaimer. 

Meet Rosie

My five hens

I have left my five hens in the excellent care of a friend. They’re fine. Before I left, I did a Deep Clean, which means that I washed their coop out and treated it with a suitable disinfectant recommended for chicken coops. Designed to prevent chicken flu in the coop, ensuring the chickens are all healthy. I miss them, but I’ll be back soon.


My week

I am on Holiday in Lincoln, seeing family and friends.

The first part of my journey began last Saturday. At Kings Cross Station, here I am waiting to board the train to Peterborough. I then travelled to Lincoln from Peterborough by train, which was easy, nowhere near as bad as I thought. I am agoraphobic so travelling alone is not easy for me, that is why I’m looking extremely nervous. But once I’m there, I start to feel better quite quickly.

Being a tourist in Lincoln

On Tuesday, I was having a great time in Lincoln, being a tourist with a friend.

I’m enjoying my holiday, and I will keep you updated on what I’m doing on my next blog.

Allotment update

Still, no sign of the Beetroot seedlings I planted, so just in case they don’t show up, my husband has planted loads more seeds while I’m away. So, let’s hope they appear. I’ll keep you posted.  

As you know, I am not a professional gardener. But I am just hoping that my updates will inspire you to grow your food and help save the planet. If you need professional gardening advice, try finding a local gardening expert and see if they can help you. 

Week 16 of the Christmas Countdown Challenge

It is week 16 of the Christmas Countdown Challenge. There are 36 weeks before Christmas. If you saved £20.00 this week, you have already saved £320.00 (these figures are for last week). I will be posting another blog on Saturday with this week’s figures.

The weekly thing you can do to save money  

Try keeping a spending diary; this will allow you to analyse your spending and work out your wants and needs. And if you’re overspending, you’ll be able to see where. If you need help with this, please book an appointment for a chat.

If you have any other ideas about how to save money you would like to share, why not pop over and leave a comment on my Facebook page https://www.facebook.com/debttalkfinancialeducation. 

Thank you     

If you have signed up for my Newsletter, please claim your free one-off 30-minute Newsletter Chat with me as a Thank You for signing up.  

Below are a few links you might find helpful if you need financial advice     

If you need financial advice, here are some links you might find beneficial: Step ChangeCitizens Advice, Money Advice Service, Christians Against Poverty (CAP), National Debt Line,  Shelter, Turn2us,    



Patricia Buckland, 459 Micklefield Road, High Wycombe, BUCKS HP13 7HZ        

Presenting as Debt Talk Ltd   

The information and education (the “material”) provided by Debt Talk Ltd (the “author” is from sources believed to be reliable, but the author makes no representation or warranty expressed or implied as to the accuracy or completeness of the material. The material is provided for assistance of the readers of my blogs, attendees of the workshops and meetings, but is not to be relied upon as authoritative or taken in substitution for the exercise of the attendees’ own skill and judgement. The author accepts no liability whatsoever for any direct, indirect, or consequential loss arising from any use of the material or information, data third party information provided by the author.    

The material provided by the author does not constitute advice for the purposes of any individual case and it cannot be a substitute for specific advice based on the circumstances of an individual case. The author wishes to make it clear that the readers of my blog, attendees of the workshops and group meetings must take specific advice tailored to their own specific circumstances and whilst the author has used reasonable skill in order to provide relevant information to the attendees relating to their eligibility for personal government entitlements, the author’s role is only to educate and therefore the author will accept no liability whatsoever for the direct, indirect or consequential loss or damage arising from any reliance placed upon their material for any purpose.