My Blog
It is week 15 of the Christmas Countdown Challenge

In my blog this week 

My five hens. My week. Allotment update. Week 15 of the Christmas Countdown Challenge. The Weekly thing you can do to save money. A Thanks for signing up for my Newsletter. Links to FREE debt management agencies if you need debt management advice. And finally, the Disclaimer. 

Meet Rosie

My five hens

It is Easter, and thanks to my chickens, my breakfast will be boiled eggs and toast. Thank you, girls.

easter and hot cross buns

My week 

Happy Easter everyone, I hope you have a wonderful day. I am looking forward to having Hot Cross Buns for lunch and a vegetarian roast for dinner.

Allotment update 

I am waiting to see if the Beetroot seedlings that I planted last week pop through the compost and grow. Just in case I have dug over part of the allotment, and a bed is now ready for the Beetroot.

As you know, I am not a professional gardener. But I am just hoping that my updates will inspire you to grow your food and help save the planet. If you need professional gardening advice, try finding a local gardening expert and see if they can help you.

christmas countdown challenge

Week 15 of the Christmas Countdown Challenge 

It is week 15 of the Christmas Countdown Challenge. There are 37 weeks before Christmas. If you saved £20.00 this week, you have already saved £300.00, it’s really building up now!

The weekly thing you can do to save money 

If you can, make sure you pay your credit card bill on time. Setting up direct debits for your credit card payment(s) may save you money. If you are having problems making payments, contact a FREE debt management agency for advice, the links are below.

Thank you    

If you have signed up for my Newsletter, please claim your free one-off 30-minute Newsletter Chat with me as a Thank You for signing up. 

Below are a few links you might find helpful if you need financial advice 

If you need financial advice, here are some links you might find beneficial: Step Change  Citizens Advice, Money Advice Service, Christians Against Poverty (CAP),  National Debt LineShelter, Turn2us,   



Patricia Buckland, 459 Micklefield Road, High Wycombe, BUCKS HP13 7HZ       

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The information and education (the “material”) provided by Debt Talk Ltd (the “author” is from sources believed to be reliable, but the author makes no representation or warranty expressed or implied as to the accuracy or completeness of the material. The material is provided for assistance of the readers of my blogs, attendees of the workshops and meetings, but is not to be relied upon as authoritative or taken in substitution for the exercise of the attendees’ own skill and judgement. The author accepts no liability whatsoever for any direct, indirect, or consequential loss arising from any use of the material or information, data third party information provided by the author.   

The material provided by the author does not constitute advice for the purposes of any individual case and it cannot be a substitute for specific advice based on the circumstances of an individual case. The author wishes to make it clear that the readers of my blog, attendees of the workshops and group meetings must take specific advice tailored to their own specific circumstances and whilst the author has used reasonable skill in order to provide relevant information to the attendees relating to their eligibility for personal government entitlements, the author’s role is only to educate and therefore the author will accept no liability whatsoever for the direct, indirect or consequential loss or damage arising from any reliance placed upon their material for any purpose.