It is week 13 of the Christmas Countdown Challenge

It is week 13 of the Christmas Countdown Challenge.

In my blog this week… 

My week. My five hens. Allotment update. Week 13 of the Christmas Countdown Challenge. The Weekly thing you can do to save money. A Thanks for signing up for my Newsletter. Links to FREE debt management agencies if you need debt management advice. And finally, the Disclaimer. 

My week 

This week, I watched the news and the rise in gas and electricity prices. To balance my budget, I will have to reduce my spending. I am unsure which part of my budget to reduce, but it will not be my Priority Bills.

My five hens

Last week I was talking about glorious weather. This week it is snowing. The hens do not seem to have noticed the change in the weather.   They still have a great life, scratching around for bits of grit and corn, but have stopped laying eggs for now.   I am hoping they start to lay soon.  Having to buy eggs from the supermarket is going to be embarrassing!  

Allotment update 

I popped over to the allotment the other day, it was cold, and the wind chill made it feel even colder. Even so, the Peartree has even more blossoms on it.  Strawberries are reappearing. Rhubarb has grown so much this year; it is almost unrecognisable as the plant I left last Autumn. And the leeks have grown taller.  

As you know, I am not a professional gardener. But I am just hoping that my updates will inspire you to grow your food and help save the planet. If you need professional gardening advice, try finding a local gardening expert and see if they can help you.

Week 13 of the Christmas Countdown Challenge 

It is week 13 of the Christmas Countdown Challenge. There are 39 weeks before Christmas. If you saved £20.00 this week, you have already saved £260.00.

The weekly thing you can do to save money 

If you have any credit cards, try to pay off your balance each month, ensuring you don’t pay any interest, saving you money.  

Thank you 

If you have signed up for my Newsletter, please claim your free one-off 30-minute Newsletter Chat with me as a Thank You for signing up.    

Below are a few links you might find helpful if you need financial advice    

If you need financial advice, here are some links you might find beneficial: Step Change  Citizens Advice, Money Advice Service, Christians Against Poverty (CAP),  National Debt Line,  Shelter, Turn2us,   

Disclaimer,    

Patricia Buckland, 459 Micklefield Road, High Wycombe, BUCKS HP13 7HZ       

Presenting as Debt Talk Ltd  

The information and education (the “material”) provided by Debt Talk Ltd (the “author” is from sources believed to be reliable, but the author makes no representation or warranty expressed or implied as to the accuracy or completeness of the material. The material is provided for assistance of the readers of my blogs, attendees of the workshops and meetings, but is not to be relied upon as authoritative or taken in substitution for the exercise of the attendees’ own skill and judgement. The author accepts no liability whatsoever for any direct, indirect or consequential loss arising from any use of the material or information, data third party information provided by the author.      

The material provided by the author does not constitute advice for the purposes of any individual case and it cannot be a substitute for specific advice based on the circumstances of an individual case. The author wishes to make it clear that the readers of my blog, attendees of the workshops and group meetings must take specific advice tailored to their own specific circumstances and whilst the author has used reasonable skill in order to provide relevant information to the attendees relating to their eligibility for personal government entitlements, the author’s role is only to educate and therefore the author will accept no liability whatsoever for the direct, indirect or consequential loss or damage arising from any reliance placed upon their material for any purpose.