My Blog

Welcome to my blog

Hi, It’s Sunday, I’m pouring a coffee, writing this blog, and it’s week 2 of the Christmas Countdown Challenge already! Where has the last week gone?

I also include a weekly tip on saving money, which I have called The Weekly thing you can do to save money, which may help you complete the Countdown Challenge, and I have also included my Allotment update.

As you know, I’m not a professional gardener. But I’m just hoping that my updates will inspire people to grow their food and help save the plant. If you need professional gardening advice, try finding a local gardening expert and see if they can help you.

I have also included A Thank You for signing up for my Newsletter. There are links to FREE debt management agencies if you need debt management advice.

Christmas Countdown Challenge 2022

Chritmas Countdown week 2

The Weekly thing you can do to save money

Create a Budget. It doesn’t matter how you do this. Use an App, if you want to. Or a spreadsheet stuck to your fridge. If you need help with this, book an appointment with me to work together to create one.

Allotment Update

Although it was Sunny today, I promised myself I would be on my allotment yesterday. I found myself pottering around in my garden instead!

Thank you   

Thank you for Signing up for my Newsletter. By booking an appointment with me from my web page, please claim your free 30-minute Newsletter Chat with me.

We can use this time to discuss working together to create your Financial Goals.  We can use a Vision Board to set your goals and financial strategy.

Below are a few links you might find helpful if you need financial advice   

If you need financial advice, here are some links you might useful: Step Change  Citizens AdviceMoney Advice ServiceChristians Against Poverty (CAP)National Debt Line,  ShelterTurn2us,     


Patricia Buckland, 459 Micklefield Road, High Wycombe, BUCKS HP13 7HZ     

Presenting as Debt Talk Ltd     

The information and education (the “material”) provided by Debt Talk Ltd (the “author” is from sources believed to be reliable, but the author makes no representation or warranty expressed or implied as to the accuracy or completeness of the material. The material is provided for assistance of the readers of my blogs, attendees of the workshops and meetings, but is not to be relied upon as authoritative or taken in substitution for the exercise of the attendees’ own skill and judgement. The author accepts no liability whatsoever for any direct, indirect or consequential loss arising from any use of the material or information, data third party information provided by the author.    

The material provided by the author does not constitute advice for the purposes of any individual case and it cannot be a substitute for specific advice based on the circumstances of an individual case. The author wishes to make it clear that the readers of my blog, attendees of the workshops and group meetings must take specific advice tailored to their own specific circumstances and whilst the author has used reasonable skill in order to provide relevant information to the attendees relating to their eligibility for personal government entitlements, the author’s role is only to educate and therefore the author will accept no liability whatsoever for the direct, indirect or consequential loss or damage arising from any reliance placed upon their material for any purpose.