Read what happened when I used cash rather than my card!

Hi everyone, welcome to my blog this week. I am talking about what happened when I used cash rather than my card.  My Christmas Countdown.  My allotment diary, and Hints and Tips on saving money. 

I used to run workshops

Once, I used to run workshops (pre-covid), I used to discuss using cash only, no cards or contactless payments, just cash, to help slow down the buying process. To give yourself a breather, some time to think.

I am now using cash rather than my card for a while.  Which is excellent, so I thought. I popped into my local bakery to buy a loaf, and yes, luckily, the bakery still accepts cash!  

Suddenly I had to take a second to work out how much change I would have and, therefore, could I afford something else? Like the doughnuts on the shelf, looking yummy!

It was not difficult, but compared to using my card, it made me feel slow and awkward, and I was now aware of the cost of everything and how much the price was increasing.  

The customer assistant tried to help me work out the cost, which I had already calculated. I began to feel that I was missing out. I started to think, with my contactless card, It would have been quicker, and I could have bought a, b, and c without having to worry about the cost. 

Taking that moment allowed me to look around the shop and take note of all the prices, becoming a lot more aware of my surroundings. It was not just a process. It had meaning.  

I was spending money! My money! How did that feel? Painful.  

Which made we wonder, how aware are we when we spend money with our cards?  

Let me know in the comments.

Christmas Countdown – How many weeks ‘til Christmas?  

There are 40 weeks and 5 days until Christmas Day. If you decided to join me on my Christmas Countdown Challenge and save £20.00 a week, your total should be £200.00 already!  

By Christmas, you would have saved £980.00 if all goes to plan.  

Christmas party

But let us face it, life is not always that simple, so if you cannot save every week, do not worry, start the following week again.  

Grow your own – my allotment diary  

I popped over to my allotment yesterday (Mothers Day) for a while. The Rhubarb has just started to grow, great for Rhubarb pie with custard!. The last of the leeks are tremendous, and the Blackcurrant bushes are in bud. Summers on the way!

Rhubarb from my allotment
blackcurrant bush on my allotment
Leeks from my alloitment

To remind you, I am not a professional gardener. But I love gardening.  It keeps me fit and healthy and brings me peace of mind when I can sit having a coffee and not hear a pin drop but look up at the blue sky and watch the clouds pass by. 

I thought I would include my allotment diary to inspire you to start to grow your own. If you need professional gardening advice, look for an experienced local gardener.  

Hints and Tips – money saving ideas 

Try using cash for your purchases and see if it reduces your spending. Let me know in the comments.  

Thank you   

As a thank you for Signing up for my Newsletter, please claim your free 30-minute Newsletter Chat with me worth £15.00   

We can use this time to discuss how we can work together to create your Financial Goals.  Using a Vision Board to set your goals and financial strategy.  

Below are a few links you might find helpful if you need financial advice.  

I supply financial education. If you need financial advice, here are some links you might useful: Step Change  Citizens AdviceMoney Advice ServiceChristians Against Poverty (CAP)National Debt Line,  ShelterTurn2us,   

If there is any other topic, you would like to cover, please let me know in this blog’s comments section.  

Disclaimer, Patricia Buckland, 459 Micklefield Road, High Wycombe, BUCKS HP13 7HZ   

Presenting as Debt Talk Ltd   

The information and education (the “material”) provided by Debt Talk Ltd (the “author” is from sources believed to be reliable, but the author makes no representation or warranty expressed or implied as to the accuracy or completeness of the material. The material is provided for assistance of the readers of my blogs, attendees of the workshops and meetings, but is not to be relied upon as authoritative or taken in substitution for the exercise of the attendees’ own skill and judgement. The author accepts no liability whatsoever for any direct, indirect or consequential loss arising from any use of the material or information, data third party information provided by the author.  

The material provided by the author does not constitute advice for the purposes of any individual case and it cannot be a substitute for specific advice based on the circumstances of an individual case. The author wishes to make it clear that the readers of my blog, attendees of the workshops and group meetings must take specific advice tailored to their own specific circumstances and whilst the author has used reasonable skill in order to provide relevant information to the attendees relating to their eligibility for personal government entitlements, the author’s role is only to educate and therefore the author will accept no liability whatsoever for the direct, indirect or consequential loss or damage arising from any reliance placed upon their material for any purpose.